The Qualified Medicare Beneficiary (QMB) Program is one of four types of Medicare Savings Programs. This fall, a new rule will ensure that many more people gain access to this valuable program.
How to Navigate the Challenges of Caregiving
The challenges of being a caregiver won’t be apparent until you become one. Many people choose to take on this challenge because it involves someone they care for. In the US, 53 million people have assumed this role and then struggled to make it work. Much of the challenge surrounds organizing and storing critical documents, so you’re prepared when you need them.
Personal Experience and Valuable Caretaker Resources
When Michael’s good friend experienced a bad fall, he stepped in to help without knowing what to expect. He realized his biggest hurdle was locating and gathering essential documents, vital information, and passwords in various places without the help of the person who created them.
“I was in tears at one point. I just needed to put everything down in one place.”— Michael Picon
It took five years before he decided to write his books: The Caregiver’s Notebook and The Power of Attorney’s Notebook, to help other caretakers store critical information, such as medical history, conditions and treatment, and legal documents like advance directives, with a weekly care journal and planner.
Michael designed and launched online applications for Vogue and Vanity Fair and understands that digital solutions work well in many situations. But as a caregiver of a loved one, he ditched technology and published two print books to help caregivers instead.
Michael chose to print books so caretakers wouldn’t be dependent on technology and accessing the internet or using a smartphone while speaking to nursing home directors or government assistant representatives. These professionals need actual documents or accurate details about the individual in need to provide critical information about services and benefits. Technology requires login and password information that could be a barrier in these situations.
Strategies to Reduce Caregiver Stress
Michael’s books discuss the fact that, in 2020, 61% of caregivers were women. Women continue to carry the burden in both formal and informal roles. Caretaking requires compassion, patience, and empathy. It also takes organization and perseverance. Unfortunately, many caretakers are unpaid and forego career advancement and personal time to protect their loved ones. This creates stress on top of the mountains of paperwork.
Caregiving requires a strategy to solve a myriad of medical and administrative problems. These tangible books help you start the caretaking journey by highlighting what’s most important, making everyone’s life a little easier.
At Camden Law, our elder law attorneys also help you gather information to ensure your loved one gets the quality care and treatment they need and the financial resources necessary to pay for it. Caretaking is a labor of love. We provide guidance and support to minimize the stress and uncertainty in your role. For assistance, please contact us at 914-498-8709 and schedule a consultation.
