One of the most important rights of being a US citizen is the right to vote, but this right could be revoked if you became a ward in a guardianship. Having a strong power of attorney is essential to avoid…
In order to make the most of your estate and government benefits, several factors need to be addressed before turning 65 years old. Overall the most crucial thing to do before turning 65 is to invest your time wisely crafting…
A complete estate plan must include a will, which is a legal document that disperses your property upon death. If you die without one (intestate), the state will distribute your assets and property via state law and quite possibly at…
You would hope your living will was properly prepared and your resuscitation instructions or DNR (do not resuscitate) are in order. While your wishes in a living will may be appropriately documented, that does not guarantee the instructions will be…
As a married couple grows older, let’s use Ginny and George as an example, it is typical that they would like to leave their assets to their extended family when they pass. Unfortunately, Ginny was then diagnosed with cancer. She…
A rising number of retirees and aging Americans are using bankruptcy as an option to get out of debt. While medical advances are keeping seniors alive longer, the associated healthcare costs in the quest for longevity are being off-loaded onto…
When you say “I do” for a second or third time, the last thing you probably think about is losing money to fund your new spouse’s critical illness. But that could happen. Current costs for long-term care facilities can run…
A home, real property, is for most people the biggest part of their total net worth. How the home and other pieces of real property is titled deserves careful consideration. Real estate constitutes the land and any structure, including vegetation,…
During retirement, many ageing Americans depend on family members and friends to assist in managing their financial and health concerns. They often believe that their family members will be able to take care of any issues that arise. While consulting…
Guardianship of an aging parent means acceptance of significant legal responsibility to act and advocate for their care. The duties include a parent's daily care, medical care, and possibly financial decisions made on their behalf. Many guardians are family members…