Dementia sufferers can often be found wandering. This is often caused by the decline in cognitive functioning and symptoms such as restlessness and confusion that are associated with this decline. The more these diseases progress, the more likely it is…
Unfortunately, it is fairly common that seniors fall victim to financial scams. Sadly, the elderly are often taken advantage of by strangers — and sometimes even their own family members. That’s why it’s important that planning is in place to…
The prevalence of autism is on the rise in the US. Because the condition first manifests itself before the age of 3, the majority of people receiving new diagnoses are under the age of 6. Autism spectrum disorder (ASD) refers…
Protection of your children’s and grandchildren’s inheritance from creditors can be accomplished through estate planning. A simple way to achieve inheritance protection is through a trust. A trust can pass your wealth bypassing probate. This allows specific trust provisions to…
We often hear - “I did not sleep well at all last night” from family or friends. Or perhaps "I kept waking up with my mind racing and couldn't fall back to sleep." Sleep patterns tend to change, and that…
Financial difficulties are clouding the golden years for many older Americans. One article addressed some of the seniors’ biggest financial challenges and what they can do to fight back. What follows is a summary of the article. Historically Low-Interest Rates…
The Fifth Circuit Court of Appeals found that the U.S. Labor Department’s fiduciary rule is no longer protected or able to be enforced. The fiduciary rule required financial advisors to act solely in their clients’ best interest as it related…
The Elder Abuse Prevention and Prosecution Act was designed to combat the growing epidemic of the elderly being taken advantage of financially and abused physically. A study conducted by the National Council on Aging indicates that approximately 1 in 10…
Your overall amount will be unaffected if you start receiving your social security benefits at an early age. Because you will be taking it at a younger age, your monthly payment will be smaller than if you had waited but…
One of the most important rights of being a US citizen is the right to vote, but this right could be revoked if you became a ward in a guardianship. Having a strong power of attorney is essential to avoid…