If you believe you won't qualify for long-term care benefits under Medicaid's strict income and asset limits, think again. Medicaid waivers for in-home care are available for those who meet health eligibility rules for nursing home facility services. To determine…
The majority of people will need long-term care at some point in their lives, so it's critical to plan ahead. In spite of the inability to predict the timing and level of care, we can take steps to prepare for…
Medical emergencies are stressful enough, but when massive bills arrive despite your insurance coverage, the pain may continue. Imagine, for instance, that you had emergency surgery. In addition to the surgery bill, you received a massive bill from the anesthesiologist…
In order to make the most of your estate and government benefits, several factors need to be addressed before turning 65 years old. Overall the most crucial thing to do before turning 65 is to invest your time wisely crafting…
According to Forbes.com, about half of all long-term care insurance claims are from policyholders living with dementia. The federally run program Medicaid is the primary financing mechanism of LTC where most of the monies are spent on institutional care settings…
When you say “I do” for a second or third time, the last thing you probably think about is losing money to fund your new spouse’s critical illness. But that could happen. Current costs for long-term care facilities can run…
The acronym LASA, stands for “look-alike-sound-alike” which most health care workers use when referencing medications. When it comes to federal programs, Medicaid and Medicare, in written form, look alike and they do sound alike but work very differently. Both Medicare…
During retirement, many ageing Americans depend on family members and friends to assist in managing their financial and health concerns. They often believe that their family members will be able to take care of any issues that arise. While consulting…