A Comparison of Special Needs Trusts and ABLE Accounts
Every family has different needs and circumstances when assessing whether a special needs trust or ABLE account is the better option for their loved one with disabilities.
Have a Disability? Avoid IRA Early Withdrawal Penalties
The early withdrawal penalty has been very effective at forcing retirement plan owners to keep money in their retirement accounts, but if a retirement account owner becomes disabled, the IRS will waive the 10 percent early withdrawal penalty.
To Marry or Not to Marry: A Story of Disability Benefits
Imagine not being able to marry or even live with the person you love. The recently released documentary Patrice: The Movie, now available on Hulu, addresses this emotionally challenging conundrum.
4 SSI Benefits Updates You May Have Missed
Over the past year, the Social Security Administration has been making numerous improvements to its SSI program. These changes will make things a bit easier for SSI applicants as well as current recipients.
Getting Medicare Disability Coverage When You Are Not Yet 65
The age to qualify for Medicare is 65. Although most Medicare enrollees are 65 and older, many younger people with long-term disabilities also receive Medicare. Roughly 12 percent of Medicare recipients are eligible because of their disability rather than age.
What to Ask Before Settling a Personal Injury Lawsuit
A lawsuit settlement must protect the injured person's long-term financial interests, health, and quality of life. Here are five key questions that should be answered before settling a personal injury claim.
Medicare Part A and B Costs to Rise Again in 2025
The Centers for Medicare & Medicaid Services (CMS) has issued the 2025 figures for Medicare. As in 2024, these health care costs are going up across the board.
Medicare Coverage for Telehealth Services in 2025 and Beyond
The future of Medicare-reimbursed telehealth services will largely be shaped by ongoing legislative efforts. Congress has introduced several bills aimed at extending many of the temporary telehealth expansions or making them permanent.
The Older Americans Act Is Up for Renewal: Why That Matters
The Older Americans Act seeks to promote the well-being, dignity, and independence of older Americans. By providing billions of dollars in funding for essential services, the OAA helps seniors live in their homes and communities for as long as possible.
Entering and Leaving Medicare Advantage Plans
You generally must be enrolled in Medicare Parts A and Part B before you can enroll in a Medicare Advantage plan. To join a Medicare Advantage plan, contact the plan and ask if it is accepting new member enrollments or if it has a waiting list.