Generation Xers are entering their 40s and 50s at a time when retirement planning should be a priority. There are many things to consider, including finances, investments, insurance policies, legal documents, living arrangements, and healthcare. It is advisable to make…
Throughout probate, a will is formalized, a personal representative is appointed to administer the estate, and assets are distributed to intended beneficiaries. It also requires paying the decedent’s outstanding debts and federal and state taxes. Each state has different laws…
In most cases, people's lives follow predictable patterns. Your concerns are probably different at 60 than they were at 40. You may be looking at retiring soon, considering the potential for needing long-term care, or leaving your assets to the…
In the process of approaching retirement age, we may be considering future living options. Everyone has different preferences and needs that should be taken into consideration. Fortunately, American retirees have many choices. Aging in Place Aging in place is simply…
A power of attorney is important when planning for the possibility of becoming incapacitated and needing a trusted agent to manage your affairs. These legal documents can grant broad authority to one or more power of attorney agents to transact…
Our toddler years were marked by falling down, but as we grow into our later years, falling down can be dangerous. This increased risk of injury can create a fear of falling in seniors. The fear of falling causes many…
Advanced Directives are legal documents that guide medical and health care decisions for patients who are incapacitated and cannot decide for themselves. Advance directives, sometimes called "living wills," protect individuals in the event that they are unable to make decisions…
Identity theft occurs every 22 seconds. The Federal Trade Commission (FTC) received 5.7 million complaints regarding fraud and identity theft in 2021. According to The National Council of Identity Theft Protection, cases of fraud are up 70% from 2020. While everyone…
You can provide your parents with the essential care and peace of mind they need in an assisted living community. Identifying the suitable facility "fit" for your loved one is a journey requiring matching your parents' needs, budget, and lifestyle with…
As the baby boomer generation ages and international migration continues, the senior citizen population of the United States is growing rapidly. Although the US average life expectancy has seen a slight three-year decline, many Americans, men and women, live well into…