When you say “I do” for a second or third time, the last thing you probably think about is losing money to fund your new spouse’s critical illness. But that could happen. Current costs for long-term care facilities can run…
A home, real property, is for most people the biggest part of their total net worth. How the home and other pieces of real property is titled deserves careful consideration. Real estate constitutes the land and any structure, including vegetation,…
During retirement, many ageing Americans depend on family members and friends to assist in managing their financial and health concerns. They often believe that their family members will be able to take care of any issues that arise. While consulting…
Guardianship of an aging parent means acceptance of significant legal responsibility to act and advocate for their care. The duties include a parent's daily care, medical care, and possibly financial decisions made on their behalf. Many guardians are family members…
When a loved one dies with a will, there will lays out who shall receive their property, and which person (called the executor) will be in charge of settling the estate. For many reasons, beneficiaries can feel slighted by what…
Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those…
Your last will and testament is a set of legal instructions that communicates your wishes regarding your dependents and how to dispose of your property when you die. If you have people who you love and care for, then creating…
Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of…
All across the US, there is a new refrain spoken by Medicare home health providers, including occupational, speech, and physical therapists, social services, as well as intermittent skilled nurses: "Your husband (or whomever) is not going to get better, so…
We owe immense gratitude to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills we may be presented for that care. The struggle to contain…